Product changes

UK specialist lender Step One Finance Limited (“Step One”) has announced new rates for its product range as well as a number of improvements to its lending criteria.

Highlights include:

  • Rate reduction on most products
  • Fixed rates extended to 5 years and available at no extra cost to the customer

The new rate reductions will take effect on new loan applications initiated on or after 30 May 2017.

Step One continues with its well acknowledged, flexible and pragmatic approach to underwriting. We seek to deliver a best in class turnaround time for even the most complicated loan inquiries offering quick and reliable answers for customers.

Martin Porter, Head of Lending says: “While some of our competitors are constantly changing criteria and lending terms we try to remain as consistent as we can with a few carefully considered improvements, which means our introducers really know what we’ll do and what we’re good at”.

“We think with interest rates at an all-time historic low, taking a longer or lower fixed rate offers a compelling choice to customers.”

For those that prefer a variable rate, that option is also available with rate reductions.

Please contact Step One Finance for more information regarding our latest product offerings.

New team hires

Step One Finance is also pleased to announce that Terry Young has been appointed as BDM for the South of England. Terry has worked in financial services for over 20 years’ and held senior positions with distributors, lenders and technology companies.

Steve Khan, Head of Commercial Development, commented: “It’s great to be working with Terry having known him in the industry. He comes with a great reputation and broad market experience.”

In addition, Joe Kite and Sylwia Fert have also joined the company in the Underwriting Department and Loan Administration Department, respectively.

Martin Porter, Head of Lending added: “Joe and Sylvia are further new additions to our team as the business continues to grow with its new initiatives. We expect more recruits in the near future as a part of our strategic growth and company expansion.”

Any general questions or enquiries should be directed to Martin Porter at 01483 661 103.

APR

Please note that Step One Finance does not charge up-front fees for any loan enquiries or applications. You should be wary of any parties purporting to arrange a Step One Finance loan who are seeking to charge up-front fees. Please contact us if you have any doubts regarding a Step One Finance loan application. Customers can also obtain additional information on the FCA’s website on the dangers of Loan Fee Fraud by clicking here.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT IF YOU ARE EXTENDING THE TERM OF THE DEBT YOU MAY BE INCREASING THE TOTAL AMOUNT YOU NEED TO REPAY.

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